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Payment & Financing

Flexible Payment Options for Exceptional Eye Care

At Spectrum Optical, we believe that premium eye care should be accessible and stress-free. Our goal is to provide transparent pricing and flexible payment solutions so you can focus on your vision and overall health with confidence.

Whether you’re visiting us for a comprehensive eye exam, specialty contact lenses, or custom eyewear featuring advanced EssilorLuxottica lens technology, we offer a variety of convenient payment options to meet your needs.

Accepted Payment Methods

We accept a wide range of payment options to make your experience as seamless as possible:

  • Visa
  • Mastercard
  • American Express
  • Discover
  • Apple Pay
  • CareCredit
  • Health Savings Accounts (HSA)
  • Flexible Spending Accounts (FSA)
  • Cash
  • Personal Checks

Our knowledgeable team is happy to assist you in selecting the payment option that best fits your budget.

Please Note: We charge a 3% Convenience Fee to process all cards.

Transparent Pricing

We are committed to providing clear and straightforward pricing for our services. While fees may vary depending on individual needs, the following estimates can help you plan for your visit:

  • Comprehensive Eye Exams: Starting at $150
  • Contact Lens Examinations: Starting at $220

For more detailed information about pricing or insurance coverage, please contact our office. We are always happy to help you understand your options.

Financing with CareCredit

To make eye care even more accessible, Spectrum Optical proudly offers CareCredit, a trusted healthcare financing solution that allows you to pay for services over time with convenient monthly payments.

Benefits of CareCredit:

  • Easy & Contactless Application
  • Pre-qualification with No Impact to your credit score
  • Flexible Financing Options
  •  Immediate Use Upon Approval
  • Ideal for Exams, Eyewear, and Specialty Treatments

How It Works:

  1. Learn – Review available financing options
  2. Prequalify – Check your eligibility without affecting your credit score
  3. Apply – Complete a simple and secure application
  4. Pay – Use your CareCredit account for the care and products you need

To explore financing options apply, visit CareCredit directly or speak with a member of our team during your visit.

Online Bill Pay

For your convenience, Spectrum Optical offers a secure online payment portal, allowing you to pay your bill anytime, from anywhere.

Pay Online:

Please visit our website to access the secure payment portal:

If you have any questions about your statement or need assistance with the payment process, our friendly staff is always here to help.

 

Ready to experience exceptional eye care with flexible payment options?

Schedule an Appointment Today or Contact Our Team to learn more about financing and payment solutions tailored to your needs.

 

Affordable, Accessible, Always Focused on You – That’s the Spectrum Optical Difference.