Accepted Insurances
Making Quality Eye Care Accessible
At Spectrum Optical, we believe exceptional eye care should be both accessible and convenient. We proudly partner with a wide range of vision and medical insurance providers to help maximize your benefits and minimize out-of-pocket costs.
As a trusted, community-focused practice and proud member of Vision Source, our team is committed to providing a seamless insurance experience–from verifying your benefits to assisting with claims and billing.
Vision Insurance Plans
We participate with many leading vision insurance carriers, including:
- VSP
- EyeMed
- Davis Vision
- Spectera
- Blue View Vision
- Humana Vision
If you do not see your plan listed, please contact our office. We frequently work with additional providers and are happy to verify your coverage prior to your visit.
Medical Insurance Plans
For the diagnosis and management of medical eye conditions–such as glaucoma, macular degeneration, dry eye disease, infections, or diabetic eye care–we accept a variety of medical insurance plans, including:
- Anthem / Blue Cross Blue Shield
- American Benefit Corporation
- Highmark Blue Shield
- Cigna
- Humana
- UnitedHealthcare
- UMR
- Peak Health
- UMWA Health & Retirement Funds
Insurance participation may vary by plan, so we encourage you to contact our office to confirm your specific coverage.
Important Insurance Update
Medicaid Policy Change
As of June 2025, Spectrum Optical no longer participates with Medicaid plans. Patients with Medicaid coverage are welcome to receive care on a self-pay basis, and our team will be happy to discuss available payment options.
If you have questions regarding this change or would like assistance understanding your benefits, please do not hesitate to contact our office.
Flexible Payment Options
For service not covered by insurance, we offer convenient payment solutions to make your care more manageable: 
CareCredit
Spectrum Optical accepts CareCredit, a healthcare financing option that allows qualified patients to pay for treatments and eyewear with convenient monthly payments, often with promotional financing available.
We also accept:
- Cash
- Personal Check
- Major credit and debit cards (3% convenience fee to process)
- Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA)
Our Commitment to You
Navigating insurance benefits can be complex, but our knowledgeable team is here to help every step of the way. We will:
- Verify your insurance benefits prior to your appointment
- Explain your coverage and any out-of-pocket costs
- Submit claims on your behalf
- Assist with maximizing both vision and medical benefits
Our goal is to ensure a smooth and stress-free experience so you can focus on what matters most–your vision and eye health.
Have Questions About Your Insurance?
If you’re unsure whether your plan is accepted, we encourage you to reach out to our team. We are happy to assist you with benefit verification and scheduling.
Contact Us Today
Call our office or request an appointment to learn more about your insurance coverage and available payment options.